Best credit report Boston

The most recent change to the FCRA made criminal convictions reportable indefinitely.

California still follows the seven-year rule (CA Civil Code 1786.18) best credit report Boston as do some other states.

To find the limit for reporting criminal convictions in your state, contact your best credit report Boston state employment agency or office of best credit report Boston consumer affairs. Other laws that should be considered: Arrest information. Although arrest record information is public record, in California and other states employers best credit report Boston cannot seek from any source the arrest record of a potential employee. However, if the arrest resulted in a best credit report Boston conviction, or if the applicant is out of jail but pending trial, that information can be used. In California, an exception exists for the health care industry where any employer who has an interest in hiring a person with access to patients can ask about sex related arrests. And, when an employee may have access to medications, an employer can ask about drug related arrests. Employers need to use caution in checking criminal best credit report Boston records. Information offered to the public by web-based information brokers is not best credit report Boston always accurate or up to date. This violates both federal and California law when reported as such. free credit report business Also, in California, an employer may not inquire about a marijuana conviction that is more than two years old. In California, employers may access workers' compensation records after making an offer best credit report Boston of employment.

To gain access, employers must register with the WCAB and confirm that the records are being accessed best credit report Boston for legitimate purposes. Although the agency best credit report Boston may not reveal medical information and the employer may not rescind an offer due to a workers' compensation claim (California Labor Code 132a), employers best credit report Boston sometimes discover that applicants have not revealed previous employers where they had filed claims. In such situations, employers often terminate the new hire because it appears they falsified the application. Although best credit report Boston these laws should prevent an employer from considering certain information, there is no realistic way for the applicant to determine whether such information will best credit report Boston be revealed in a background check. credit report information This is particularly true for investigations best credit report Boston conducted online where the information obtained from web-based information brokers might not be verified for accuracy or completeness. For example, if you were arrested but never convicted, a data search could reveal the arrest, but the best credit report Boston investigator who compiled the information might not best credit report Boston delve further into the public records to determine that you were acquitted best credit report Boston or the charges were dropped. Reputable employment screening companies always verify negative information obtained from data base searches against the actual public records filed at the courthouse.

Can an employment application ask about things that should not be reported? The FCRA best credit report Boston does not prohibit an employer from asking questions in an employment application. See FTC letters to Nadell and Sum: best credit report Boston www.ftc.gov/os/statutes/fcra/nadell.htmwww.ftc.gov/os/statutes/fcra/sum.htm For example, an employment application might ask if you have "ever" been arrested.

The FCRA says a consumer reporting agency cannot report an arrest that from date of entry was more than seven years ago. It does not say the employer best credit report Boston cannot ask the question. How to handle such questions on an employment best credit report Boston application is of real concern to best credit report Boston many people, especially those concerned with a youthful mistake from the distant past. credit check State employment laws may limit the questions an employer includes on a job application. For example, in California an application may ask "job related questions about convictions except those that have been sealed, or expunged, or statutorily eradicated," but applications cannot ask "general questions regarding an arrest." www.dfeh.ca.gov/res/docs/publications/DFEH-161.pdf To learn about employment laws in your state, search the Internet for “employment inquiries” best credit report Boston followed by the name of your state.